Embrace the Chill: Preparing Your Home for Winter
As winter draws near, it's natural to feel a tinge of concern about keeping your home safe and warm. But fear not—a few proactive steps can prevent stress and costly insurance claims down the line. Here's how you can make your home winter-ready with ease.
Update Smart Thermostat Settings
Modern smart thermostats can automatically adjust to cut energy waste. Make sure yours is set between 68°F and 70°F while you're home. This way, you'll stay comfortable without a steep increase in your energy bills.
Insulate Exposed Pipes
Exposed pipes, especially in basements or exterior walls, are vulnerable to freezing and bursting. Ensure they're well-insulated to avoid this potentially costly mishap.
Document Your Home Digitally
Take a smartphone video walkthrough of your home and record your valuables. This will streamline any potential insurance claims should you need to make one.
Seal Gaps Around Windows and Doors
Drafty windows? Leaky doors? Seal those gaps now to keep the heat in and those energy bills in check.
Clear and Check Solar Panels
If you have solar panels, remember to activate their winter mode and clear off any snow post-storm to maintain efficiency.
Boost Indoor Air Quality
To keep the air inside fresh and healthy, consider HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, in either your HVAC system or portable units.
Clean Out Gutters
Don't let leaves and debris lead to ice dams or water backups. Clearing gutters now is a simple yet effective way to avoid issues later.
Schedule a Heating System Checkup
Before the cold truly sets in, get a professional to inspect your heating system. An annual checkup can prevent unexpected breakdowns during frigid periods.
By taking these steps, you're not just preparing your home—you're also embracing peace of mind. Even doing just a few can make a huge difference in safeguarding your home during winter. Stay proactive and remember, it's never too late to start! Feeling unsure about your homeowners insurance coverage during winter weather events? Reach out today to review your policy and ensure you're fully protected.
