BUSINESS OWNERS POLICY (BOP)

Protect Your Business • Preserve Your Peace of Mind



Coverage That Gives You Confidence

Because Your Business Is More Than Just a Venture


A woman is standing in a hallway looking at her cell phone.

Your shop, office, or studio is the culmination of your ambition, creativity, and hard work. We take the time to understand the heart of what you do, your property, your employees, and your daily operations. Guided by empathy, integrity, and community, our Business Owners Policy packages core coverages into one solution—so you can grow with total confidence.

A man and a woman are looking at a laptop computer in a kitchen.
Comprehensive Protection Tailored to You

What Your Policy Includes:

  • Property Coverage

    Safeguard your building, inventory, and equipment from fire, theft, water damage, and other covered incidents.

  • General Liability Coverage

    Shield your business from claims of bodily injury or property damage arising from day-to-day operations.

  • Business Interruption Coverage

    Compensates lost income and ongoing expenses if your business is forced to close temporarily due to a covered loss.

  • Optional Equipment Breakdown

    Covers repair or replacement for crucial machinery and systems—like HVAC or refrigeration—if they unexpectedly fail.

A black and white drawing of a phone and an envelope.

Let’s Keep Your Business Strong—Together

From unexpected setbacks to day-to-day risks, we partner with you to protect what you’ve built—and what you strive to grow—every single day.